Honda motorbike insurance

Compare insurance for Honda motorbikes

If you are considering using the insurance provided by the manufacturer, you should check 2 things before you complete the purchase. Who underwrites the insurance and is the quote competitive. We have partnered with Quote zone. They have over 30 insurance companies on their panel of insurers putting them ahead of the brokers. Most immportant is their one click system. This is the easiest way of completing a quote and for you to find honda motorbike insurance.

Bike type and Honda motorbike insurance

The dominant factor in insuring a Honda motorbike is the engine size. The larger the engine displacement the higher the insurance premium. Generally, these bikes provide high performance and there purchase price reflects that. Premium is also affected by the type of motorcycle you insure. A 1000 cc Honda cruiser will be cheaper to insure than a 1000 cc Honda sport bike. A cruiser will have less of the aero dynamic body work and fairings (plastic covers that shroud the engine). These are expensive to replace in the event of an accident. The marque is a factor, but not as important as the type of motorcycle or the engine displacement. It makes more of a difference if the bike is rare, Ducati for example, as the parts will be rare and expensive to replace.

Effect of age on Honda motorbike insurance

We are all aware of the direct correlation between your age and the likelihood of your involvement tin a road traffic accident. All insurance offers older drivers lower Honda motorbike insurance premiums. An older rider with points on their license may not experience the benefits of this though. Road traffic offenses will affect your premium. Experience and age help in this situation, the more times you get photographed or flashed by a speed camera; the better you are at avoiding them. This may trivialise the importance of experience when riding. The more you have experienced the less chance you have of injuring yourself or others. If you are new to motorcycling, or have recently returned, complete an advanced driving course. This will reduce your premiums and increase your road awareness.

Effect of overnight location on Honda motorbike premiums

The overnight location of your Honda motorbike will have an effect on your premiums. If you bike is garaged the chance of it being stolen are greatly reduced. A street parked bike is open to both theft and accidents. Cities will receive higher premiums due to their increased crime rates compared to rural areas. Are you a daily or weekend/leisure rider? The weekly mileage clocked by your bike will have a direct affect on your premium. If your Honda motorcycle is your main mode of transport, your premium will reflect that in a higher rate.